Land Transfer Tax Calculator (Welcome Tax)
Transfer duties are calculated in successive brackets, like income tax: each portion of the price is taxed at its own rate. Enter your city’s schedule and the price, and the tool does the marginal arithmetic.
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Schedule not loaded
Transfer-duty brackets are set by each municipality and revised regularly. MTLPages does not reproduce them: a schedule frozen into a page becomes wrong with nobody noticing. Copy the current brackets from the official source below into the fields — the marginal arithmetic then runs automatically.
Your numbers
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What this number means: The total is the sum of the duties owed on each bracket. Transfer duties are payable to the municipality after closing, separately from the down payment and the notary’s fees.
What the calculation assumes
- The brackets and rates are the ones YOU ENTER. MTLPages publishes no schedule: they are set by each municipality and they change.
- The calculation is marginal: each portion of the price is taxed at its bracket’s rate, not the whole price at the top rate.
- Some transactions qualify for exemptions or municipal programs that are not modelled here.
- The taxable base is generally the higher of the price paid and the municipal assessment.
Next step
Professionals in Montreal
MTLPages directory categories related to this step. MTLPages is a directory: we do not provide the service.
Frequently asked questions
Why is the schedule not pre-filled?
Because each municipality sets its own and revises them. A schedule frozen into the page would become wrong with nobody noticing, and you would make a decision on a stale figure. Copy the brackets from the official source below — the arithmetic then runs on its own.
What is the “welcome tax”?
It is the common name for property transfer duties, collected by the municipality when ownership changes hands. The name comes from Jean Bienvenue, the minister who introduced the legislation — not from any welcome.
When is it payable?
The municipality issues a bill after the transfer is registered, typically weeks to months after closing. Budget for it: it is not part of the mortgage.
Official sources
Amounts, thresholds and schedules change. MTLPages does not reproduce them in the page: check the source for the figure currently in force.
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Notice
This calculator does arithmetic on the values you enter. It is not financial, legal or tax advice, does not account for your personal situation, and guarantees no approval and no price. Confirm any decision with a qualified professional.